
Carol asks…
Lost part of my finger at work, is it worth claiming? what could I get?
I work in a restaurant, in an accident in the kitchen part of my little finger was cut off between the knuckle and nail. Luckily it was re-attached in time in hospital.
Can i claim for compensation? is it worth it? how much might I get?
I live in England so I don’t know how other countries may differ but all help is much appreciated.
Thanks
admin answers:
I’m not sure of the compensation laws in England but at the very minimum you will be compensated for any lost time from work all medical costs paid and if you lost any movement or your finger has any problems at all you will receive compensation for the “loss” of function in your finger but it won’t be alot but if you do have function loss it would be worth looking into. Most attorneys will give a free consultation and they will be able to tell you if it worth fighting for…GOOD LUCK!!!

Susan asks…
Compensation from a car accident?
My husband just had an accident last wednesday. our suv got totaled and the saddest part is we only got 1 yr left to totally pay off the suv. my husband wasn’t at fault in this accident, he was headed off to work when an another suv who was parked somewhere along the road made an illegal u-turn and didn’t see our suv coming and my husband was too close to react so he hit the other suv. my husband didn’t go to the hospital right away, coz he thought he was ok, just got a bruised on his forehead. but the day after the accident he decided to go coz he started having body pains. doctor gave him some ointment for his body pains and a medication to keep his blood pressure low/balance coz his BP shoot up coz of the accident. the doc also advised him to see a chiropractor and so he did. yesterday my husband told me that his chiropractor told him that he needed to have a chiropractic care for 3 months coz his neck and back are not in right alignment/position or shape or whatever you call it. now my question is could he ask for some compensation for all the troubles that this accident caused him? by the way we live here in bay area…california.
admin answers:
Ok appears your suv is totaled; the other company if they accept full responsibility will pay ACV; that means the value of your SUV pre-accident.
Yes, have pains/bruises etc; they will pay you a settlement of your bills plus pain/suffering; but since this is chiropractic, dint be planning your next vacation; meaning this is whiplash/sprain/strain and should be resolved w/in a month to 2;
as long as the other company accepts liability, they will pay the ACV of your SUV; they will also settle for your husbands injury;
what your husband had is expected and not ordinary; so, will get some money for his pain/suffering; but since this is chiropractor treatment does not hold a lot of creditability.
He did not go to the ER; did not have physical therapy; his blood pressure shot up; it will under any kind of stress, but goes down;
like i said; don’t be making plans to spend your windfall and god forbid you get an attorney, will kiss off 1/3 to the lawyer and most likely maybe able to buy a dinner out with your windfall.
Good luck

Sharon asks…
Car accident settlement amount?
I was in a car accident late august, and am now starting to settle the claim. The other driver was at fault, and I was injured. My car was totaled, and I’ve already been compensated for that. Now comes the medical.
I had an ER visit, a normal doctors visit, 5 physical therapy appointments, as well as being prescribed vicodin, muscle relaxant, and extra-strong ibuprofen. I had an acute cervical strain, which was basically a back injury. I couldn’t bend over to wash my legs without being in considerable pain for weeks. Even now that the therapy is over I still suffer some left over stiffness in the lower back if I over do bending or lifting.
I just talked to the at-fault’s insurance company, and they’re offering me $700, plus 3 days work compensation. Does this sound right? I was offered $700 first day just from the ER visit!
I’ve been told from my dads insurance agent (who is a good friend of his as well) that the compensation should at least match the medical expenses, which I also know has to be well over $1,500.
Does anyone have an idea how much I should be compensated? Or how to argue with the companies to get the right amount? I’m afraid I can’t afford a lawyer….
admin answers:
If you want to know what your medical bills are….go get copies of them.
Go by the ER billing office and get a copy of their bill. There may also be separate bills for the ER Physician and the Radiologist (if xrays were done). If you were transported from the scene by EMS – contact them and get a copy of that bill.
Then go to your normal dr and get a copy of his bill for the date of service that was related the the accident.
Then go to the physical therapist and get a copy of their bill.
Then keep copies of the bills for yourself and send another copy to the adjuster.
If you want to negotiate on the bills…you need to know what your actual medical costs were not guess.
In essence, you had a soft tissue injury. A sprain. It’s not a big injury.
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